United States — Side-by-Side Comparison
BetMGM vs FanDuel United States 2026
Independently reviewed and updated 2026. We compare bonus offers, odds quality, withdrawal speed, payment methods and mobile apps so you don't have to.
In United States, both operators are licensed by the State gaming authorities (varies by state — e.g. New Jersey DGE, Pennsylvania PGCB). Sports betting has been regulated since 2018, with a minimum age of 21+. Winnings are subject to 24% federal withholding on winnings over $5,000; state taxes vary tax — All gambling winnings are taxable federal income in the US. For winnings over $5,000 (net of wager), operators withhold 24% for federal tax. You must report ALL gambling winnings on Form 1040 (Schedule 1) regardless of amount. State income tax on winnings varies by state (0% to 10%+). You can deduct gambling losses up to the amount of winnings if you itemise deductions. The standard odds format in United States is american. American (moneyline) odds are the standard in the US. Negative numbers (e.g. -150) show how much you must stake to win $100. Positive numbers (e.g. +130) show how much you win on a $100 stake. Decimal odds are usually available as a display toggle.
Full Comparison Table
| Feature | BetMGM | FanDuel |
|---|---|---|
| Rating | 4.3/5 | 4.5/5 |
| Welcome Bonus | Up to $1,500 First Bet Offer | Bet $5, Get $200 in Bonus Bets |
| 18+ · Offer subject to T&Cs · Gambling involves risk | New customers only. Place your first bet up to $1,500 and if it loses, get it back in bonus bets. Bonus bets expire in 7 days. Licensed states only. Terms apply. | New customers only. Place a $5 bet and get $200 in bonus bets regardless of outcome. Bonus bets expire in 14 days. Available in licensed US states. Terms apply. |
| Withdrawal Time | 1–5 business days | Instant to 5 business days |
| Min. Deposit | 10 USD | 10 USD |
| Live Streaming | ✗ No | ✗ No |
| Cash Out | ✓ Yes | ✓ Yes |
| Payment Methods | Visa, Mastercard, PayPal, Online Banking | Visa, Mastercard, PayPal, Online Banking |
BetMGM — Pros & Cons
Pros
- Backed by MGM Resorts — one of America's biggest casino brands
- Excellent first bet insurance offer
- Strong NFL, NBA, MLB and NHL markets
- Easy integration with MGM loyalty rewards
- Available in 20+ US states
Cons
- Market coverage occasionally thinner than DraftKings/FanDuel
- App can be slow during peak sporting events
FanDuel — Pros & Cons
Pros
- Co-market leader in US sports betting alongside DraftKings
- Best-in-class NFL, NBA, MLB and NHL coverage
- Highly-rated iOS and Android apps
- Excellent same-game parlay options
- Daily fantasy sports origin gives deep player prop markets
Cons
- Limited to US licensed states only
- Soccer and international sport coverage secondary
Frequently Asked Questions
- Which is better, BetMGM or FanDuel in United States?
- FanDuel scores higher in our independent audit (4.5/5 vs 4.3/5). The main differences are in withdrawal speed and bonus value — see the full comparison above.
- Which offers the better welcome bonus?
- BetMGM: Up to $1,500 First Bet Offer. FanDuel: Bet $5, Get $200 in Bonus Bets. Always read the full terms and conditions before claiming any bonus.
- How long does withdrawal take at BetMGM vs FanDuel?
- BetMGM processes withdrawals in 1–5 business days. FanDuel processes withdrawals in Instant to 5 business days. Exact times depend on the payment method selected.
- Can I have accounts at both BetMGM and FanDuel?
- Yes. There is no rule preventing you from holding accounts at multiple licensed bookmakers in United States. Many experienced bettors use two or more to compare odds on the same match.